Best Buy Credit Offers May 2026

: If a financing balance is not paid off by the deadline, interest is charged retroactively from the original purchase date .

: A specific limited-time offer provides 20% back in rewards on KitchenAid major appliances for new cardmembers' first-day purchases, valid through April 29, 2026.

: Most versions have a $0 annual fee , though some applicants may be offered the "Gold" Visa, which can carry an annual fee up to $59 . best buy credit offers

: The regular variable APR is approximately 30.74% , making it critical to pay off balances in full monthly.

Best Buy offers two primary credit cards issued through : the My Best Buy Store Card (limited to Best Buy) and the My Best Buy Visa Card (accepted anywhere Visa is). Both cards provide a choice between earning rewards points or utilizing deferred interest financing on qualifying purchases. Introductory Offers (April 2026) : If a financing balance is not paid

If you choose "Standard Credit" rather than financing, you earn points that can be redeemed for Best Buy certificates (250 points = $5 certificate).

: Available on home theater purchases of $999+ or unlocked phones of $649+ . Key Considerations : The regular variable APR is approximately 30

: Instead of rewards, you can choose flexible financing on your first purchase. Standard Reward Rates