Buying A Car Money Saving Expert May 2026

: Buy a car that is around four years old. Its price will have likely halved compared to its original brand-new sticker price, but it will still possess plenty of reliable miles.

: Cars are assigned an insurance group numbered 1 to 50. Group 1 is the cheapest to insure, while Group 50 is the most expensive. Check a car's group rating before buying so you don't get hit with massive premium shock. buying a car money saving expert

: If purchasing from a dealership, pay at least a small portion (even a penny) on a credit card. Under UK consumer laws like Section 75, this forces the credit card company to share liability with the dealer if the car turns out to be a lemon or if the business goes bust. : Buy a car that is around four years old

: Do not buy a massive SUV or people carrier if a fuel-efficient hatchback covers your needs. Group 1 is the cheapest to insure, while

: Dealerships rarely offer the best APR. Secure quotes for independent personal bank loans before you set foot on the forecourt to see if you can beat the dealer’s Hire Purchase (HP) or Personal Contract Purchase (PCP) interest rates.