Buying A Car With 600 Credit Score May 2026

: Approximately 16% of all auto loans go to borrowers with scores of 600 or below [19].

: Most institutions require at least a 600 score to approve a loan without a down payment; at or below 600, you should expect to pay more upfront to reduce the lender's risk [2, 5]. 3. Key Strategies for Approval buying a car with 600 credit score

To improve your chances and potentially lower your rate, consider these steps recommended by Bankrate and Starling GMC : : Approximately 16% of all auto loans go