Buying A Home 1 Year After Chapter 7 -
Buying a home one year after a Chapter 7 bankruptcy discharge is possible through Non-QM loans or by documenting extenuating circumstances for FHA/VA loans. Standard FHA and VA loans usually require a two-year waiting period, while conventional loans often require four, with exceptions allowing for 12 to 24 months. For more information on qualifying, visit First National Bank of America .
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