These are for the home only, but usually carry higher interest rates and don't include the land.

Ensure the land is zoned for manufactured housing. Some areas restrict them to specific parks or zones.

Check for local building permits and impact fees.

Perform a "perc test" to see if the ground can support a septic system if city sewer isn't available. 🔌 Infrastructure & Utilities

Determine if you can tap into city water or if you need to drill a well.

These cover the land purchase, site prep, and the home in one single loan.

✨ Always look for land that is already "cleared and pinned" to save thousands on excavation and surveying costs.