: Designed for low-to-moderate-income buyers in eligible rural and suburban areas .
There are two primary federal mortgage programs that allow for a true $0 down payment:
If you do not qualify for a VA or USDA loan, you can use to cover the required 3% to 3.5% for conventional or FHA loans. How To Buy a House With No Money Down | $0 Down Loans
: Reserved for military service members, veterans, and eligible surviving spouses .
: Requires a one-time VA funding fee (typically 2.15% for first-time use), which can be rolled into the loan.