: You cannot secretly insure someone. The person being insured must sign the application.
Yes, you can legally buy life insurance on someone else, but it is not as simple as insuring yourself. To do so, you must meet two fundamental legal requirements: and consent . Core Requirements can i buy life insurance on someone else
Failure to obtain consent is considered insurance fraud and will invalidate the policy. Who You Can Typically Insure Can You Take Out a Life Insurance Policy on Anyone? - Ethos : You cannot secretly insure someone