: This is generally the absolute minimum. Scores below this are often considered too risky for standard conventional financing. VA Loans (Department of Veterans Affairs) :
: For FHA and conventional loans with low down payments, your credit score can influence the cost of your Private Mortgage Insurance (PMI). credit score to buy a house 2017
While the "magic number" can vary by lender, these were the standard industry benchmarks for 2017: : 580 or higher : Allows for a down payment as low as 3.5%. : This is generally the absolute minimum