No credit check. Often requires buying the phone at full price. Yes (Hard Pull)

Providers like Mint Mobile, Visible , and Cricket Wireless skip credit checks entirely because you pay for service in advance.

If you have bad or no credit history, you can still acquire a phone through several workarounds:

Carriers like Verizon and AT&T check credit to gauge payment risk. Yes (Usually)

Do I Need Credit To Buy A Phone May 2026

No credit check. Often requires buying the phone at full price. Yes (Hard Pull)

Providers like Mint Mobile, Visible , and Cricket Wireless skip credit checks entirely because you pay for service in advance.

If you have bad or no credit history, you can still acquire a phone through several workarounds:

Carriers like Verizon and AT&T check credit to gauge payment risk. Yes (Usually)