Tecno Spark 30C (KL5n)
Your credit score determines your interest rate and takes time to fix if there are errors.
If buying used, factor in 1 day to have a mechanic check the vehicle. 🤝 Phase 3: The Dealership Visit (4–8 Hours)
This is where you meet the Finance and Insurance manager. Expect a long wait here as they process titles and try to sell add-ons like extended warranties.
💡 Never go to a dealership hungry or in a rush. If they know you're in a hurry, you lose your negotiating leverage. To help you plan your next steps: Do you plan to trade in a car or finance through a bank?
Decide between new vs. used, gas vs. EV, and essential features.
Email or call to confirm the car is physically there before driving over.
If you buy on a weekend, your insurance agent might be closed, delaying your ability to drive off the lot.
Bring your ID, proof of insurance, and your pre-approval letter. 🛑 Factors That Slow It Down
Your credit score determines your interest rate and takes time to fix if there are errors.
If buying used, factor in 1 day to have a mechanic check the vehicle. 🤝 Phase 3: The Dealership Visit (4–8 Hours)
This is where you meet the Finance and Insurance manager. Expect a long wait here as they process titles and try to sell add-ons like extended warranties.
💡 Never go to a dealership hungry or in a rush. If they know you're in a hurry, you lose your negotiating leverage. To help you plan your next steps: Do you plan to trade in a car or finance through a bank?
Decide between new vs. used, gas vs. EV, and essential features.
Email or call to confirm the car is physically there before driving over.
If you buy on a weekend, your insurance agent might be closed, delaying your ability to drive off the lot.
Bring your ID, proof of insurance, and your pre-approval letter. 🛑 Factors That Slow It Down