How To Buy I Bonds May 2026

: The rate is a combination of a fixed rate and a variable inflation rate that resets every May 1 and November 1 .

To buy Series I Savings Bonds (I Bonds), you must purchase them directly from the U.S. government through the website. Unlike stocks or corporate bonds, they cannot be bought through standard brokerage accounts. 1. Core Requirements & Eligibility

: You can use your federal tax refund to buy up to an additional $5,000 in paper I Bonds annually, totaling a $15,000 limit. 4. Holding Rules & Penalties how to buy i bonds

AI responses may include mistakes. For financial advice, consult a professional. Learn more How to buy bonds: A complete guide - Business Insider

: You must establish a personalized account on the TreasuryDirect registration page. : The rate is a combination of a

: You can purchase up to $10,000 per person, per calendar year through TreasuryDirect.

: You must have a Social Security number and be a U.S. citizen, a U.S. resident, or a civilian employee of the U.S. government. Unlike stocks or corporate bonds, they cannot be

: You will need your bank's routing and account numbers to link for electronic funds transfers. 2. Step-by-Step Purchase Process