Helpful if you want personalized advice, but ensure they show you "ACA-compliant" plans.
Moderate everything. If you qualify for subsidies, you must pick Silver to get the extra savings.
A 60-day window triggered by "Life Events" (marriage, losing a job, having a baby, or moving). 2. Where to Shop Depending on your situation, you have three main avenues:
Do you have a or medication you can't live without?
Highest monthly premium; very low costs when you get care. Best if you have chronic conditions. 4. Check the Network Before you hit "buy," verify two things: Your Doctors: Are your preferred physicians in-network?
Lowest monthly premium; highest costs when you see a doctor. Best for healthy people.
Check the "formulary" (drug list) to see if your prescriptions are covered. 5. Do the Math
The annual period (usually Nov 1 – Jan 15) when anyone can sign up.
