For Grandchildren - How To Buy Us Savings Bonds

: If cashed within the first five years, the recipient loses the last three months of interest.

: The bond starts earning interest in the month of purchase, even while sitting in your Gift Box.

To buy electronic savings bonds for a grandchild, both you and the recipient must have a TreasuryDirect account . how to buy us savings bonds for grandchildren

: Each grandchild can only receive/own up to $10,000 of each bond type per calendar year.

: A parent or legal guardian must first open their own TreasuryDirect account and then establish a Minor Linked Account for the child. : If cashed within the first five years,

: Funds are debited directly from your linked bank account. 3. Using the "Gift Box" and Delivery

: Best for inflation protection . They earn a combined fixed rate and a variable rate that adjusts every six months based on inflation. : Each grandchild can only receive/own up to

: Bonds must be held for at least one year before they can be cashed.