: The Federal Housing Administration (FHA) , part of HUD, provides mortgage insurance on loans made by FHA-approved lenders. These loans typically feature lower down payments (as low as 3.5%) and more flexible credit requirements than conventional loans.

: Participation is optional for local Public Housing Agencies (PHAs); you must check with your local PHA to see if they offer it.

: This program offers a 50% discount on the list price of homes in designated revitalization areas for eligible law enforcement officers, teachers (pre-K through 12th grade), firefighters, and emergency medical technicians.

Hud Assistance Buying A Home Page

: The Federal Housing Administration (FHA) , part of HUD, provides mortgage insurance on loans made by FHA-approved lenders. These loans typically feature lower down payments (as low as 3.5%) and more flexible credit requirements than conventional loans.

: Participation is optional for local Public Housing Agencies (PHAs); you must check with your local PHA to see if they offer it.

: This program offers a 50% discount on the list price of homes in designated revitalization areas for eligible law enforcement officers, teachers (pre-K through 12th grade), firefighters, and emergency medical technicians.