: Secure APIs allow users to see balances from multiple banks (e.g., Bank A, Bank C) within a single app.

: Major regulations like NYDFS Part 500 now require MFA for all individuals accessing any information system, not just remote or privileged accounts.

: Strengthen digital keys with unique, complex passwords stored in a reputable manager to prevent cross-account compromises.

: Adoption is highest among college graduates (27%), individuals earning over $75,000 (25%), and those aged 65 and older (27%).