: Driving without insurance is a misdemeanor. Conviction can result in fines up to $1,000, and the Maryland Motor Vehicle Administration (MVA) can impose administrative fees or suspend your registration.
: Most policies require you to notify your insurer "promptly" after a crash, typically within 24 to 72 hours . maryland car insurance laws
: Maryland follows a strict contributory negligence rule. If you are found even 1% at fault for an accident, you may be barred from recovering any damages from the other driver. Factors Affecting Maryland Rates Guide to Car Accident Claims in Maryland : Driving without insurance is a misdemeanor