Providers like MetLife offer "Family Plans" that let you share a single deductible across up to three pets on one policy. 2. Compare Popular "Pets Only" Plans
The following companies are highly rated for their focused or customizable "pets only" options:
: Best for flexibility. They offer customizable accident-only or accident-and-illness plans specifically for dogs and cats. pet insurance pets only
While there is no major company named "Pets Only," several specialized plans focus exclusively on specific needs, such as coverage or domestic-only animals. For most owners, "pets only" refers to choosing an Accident-Only plan to save on monthly costs by excluding illness and routine care . 1. Choose Your "Pets Only" Strategy The best way to insure "pets only" depends on your goal:
These cover only emergency injuries (e.g., broken bones, snake bites, swallowed objects) and are significantly cheaper than comprehensive plans. Providers like MetLife offer "Family Plans" that let
: Known for an accident-only plan that doesn't limit coverage as your pet ages, which is useful for senior pets that might be "accident-prone" but difficult to insure for illness. 3. Key Factors for Success
Best Pet Insurance Companies of 2026 - U.S. News & World Report only cover cats and dogs.
Most providers, including ASPCA Pet Health Insurance and Lemonade , only cover cats and dogs.