This inquiry typically stays on your report for two years but only affects your score for one. Most borrowers see a minor dip of .
When you apply for a refinance, the lender performs a to assess your risk.
: To minimize damage, do all "rate shopping" within a 14- to 45-day window ; credit models often treat multiple inquiries for the same loan type as a single event. 2. Loan Account Changes
Refinance Credit Report – Essential & Trusted
This inquiry typically stays on your report for two years but only affects your score for one. Most borrowers see a minor dip of .
When you apply for a refinance, the lender performs a to assess your risk. refinance credit report
: To minimize damage, do all "rate shopping" within a 14- to 45-day window ; credit models often treat multiple inquiries for the same loan type as a single event. 2. Loan Account Changes This inquiry typically stays on your report for