To afford the national median-priced home of , the typical U.S. household now needs an annual income of approximately $114,000 . This requirement has surged by roughly 70% since 2019 , when a salary of $67,000 was often sufficient. National Affordability Benchmarks (2025–2026)

: Homebuyers need to earn at least $100,000 annually to afford a median-priced home in 22 states and Washington, D.C.. Income Requirements by Region

: Estimates for the income needed to afford a typical home range from $114,000 to $124,817 .

Salaries needed vary drastically based on local real estate markets and property tax rates. How Much You Need To Earn in Every State To Buy a Home

The "salary gap" has widened significantly, as the current median U.S. household income of ~$80,600 is roughly than what is recommended for a median-priced home.

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