Unlike standard round-ups that only hit whole dollars, this feature analyzes monthly spending patterns. If you spend less than your 6-month average on a Tuesday, the app "skims" the difference (e.g., $4.15) into savings automatically.
Instead of a simple bar chart, the app uses a "Days of Freedom" metric. It calculates your average daily burn rate and tells you exactly how many days you could survive on your current balance if your income stopped tomorrow. User Experience (UX) Flow savings account
The user selects a target (e.g., "3 Months of Expenses"). Unlike standard round-ups that only hit whole dollars,
The user sees a weekly summary: "This week, you saved $22.40 just by spending smarter than usual." the app "skims" the difference (e.g.