: Stocks are generally long-term investments (typically 5+ years). If you need the money for a house down payment in two years, the stock market's short-term volatility makes it a risky choice. 2. Core Concepts and Terminology

Understanding basic "market-speak" helps you navigate platforms and news: 74 Stock Market Terms Every Beginner Trader Should Know

: Have 3–6 months of living expenses in a liquid savings account.

: Pay off credit cards or high-interest loans first, as their interest rates often exceed potential stock market returns.

Before buying your first share, experts recommend securing your financial house to ensure you aren't investing money you might need immediately: