: Transactions are finalized with a PIN or biometric authentication within the app. Fees & Pricing
: You must first deposit funds into your Xapo Bank USD account via bank transfer (FedWire, FedACH, or SEPA).
Xapo Bank allows its members to buy and sell Bitcoin (BTC) directly through its mobile app, serving as a regulated bridge between traditional banking and digital assets.
: To buy BTC, you use the "Exchange" or "Swap" feature to convert USD into Bitcoin.