Affirm is a leading "Buy Now, Pay Later" (BNPL) provider that offers consumers the ability to pay for purchases over time through fixed installments. Unlike many traditional credit options, Affirm emphasizes transparent pricing with no late fees or compounding interest. Company Overview & 2026 Financials
: A primary growth driver, with its Gross Merchandise Volume (GMV) surging 159% year-over-year to $2.186 billion. Core Product Offerings
Affirm differentiates itself by providing a range of payment terms rather than a single "one-size-fits-all" model.
: Expanded to 25.8 million consumers, up 23% from the previous year.
: Valued at approximately $21.22 billion as of April 2026.
: A physical/digital debit card that allows users to pay in full or request to "pay later" for nearly any purchase. Credit Reporting Policy (As of April 2025)