Insure | Cheapest New Car To

Insurance premiums for new vehicles are largely determined by safety ratings, repair costs, and theft frequency. For 2026, compact SUVs and small crossovers dominate the "affordable" rankings because they offer a balance of high safety marks and relatively low repair expenses compared to luxury sedans or sports cars. Top Picks for Low Insurance Premiums

The and Honda CR-V are consistently ranked among the cheapest new cars to insure in 2026, often followed closely by the Subaru Crosstrek and Jeep Wrangler . 2026 Insurance Cost Review cheapest new car to insure

: A consistent leader in affordability, with average monthly premiums around $163 . It is favored by insurers for its excellent safety systems and "Consumer Reports Recommended" status. Insurance premiums for new vehicles are largely determined