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As of early 2026, the BNPL sector continues to grow, though the pace has slowed compared to previous years.

: Regulators have criticized "multiple payment re-presentments," where lenders attempt to reauthorize failed payments multiple times, often leading to heavy bank fees for the consumer. PAYPAL.zip

: In 2025, the average BNPL debit payment reached approximately $42.45 , a 9% increase from 2024. As of early 2026, the BNPL sector continues